Understanding the Roofing Contractor Insurance Process

July 2, 2024

Navigating the roofing contractor insurance process can be daunting, especially after experiencing damage to your home. At Fortenberry Roofing, we aim to make this process as smooth and stress-free as possible for Mississippi’s Gulf Coast homeowners. Whether dealing with storm damage, leaks, or other roofing issues, understanding how to work with your insurance company is something every homeowner on Mississippi’s Gulf Coast should know. This blog breaks down the roofing contractor insurance process, ensuring you’re well-prepared and informed.

Why Insurance Matters

Roof damage, particularly from severe weather events common on the Mississippi Gulf Coast, can lead to costly repairs. Homeowners insurance is designed to help cover these expenses, but filing a claim and getting the repairs done can be complex. A reliable roofing contractor like Fortenberry Roofing understands the insurance process and can make all the difference.

Steps in the Roofing Contractor Insurance Process

1. Initial Assessment

The first step in the process is identifying and assessing the damage. After a storm or other damaging event, contact Fortenberry Roofing immediately for a comprehensive inspection. Our experienced team will document all visible damage, taking photographs and detailed notes to support your insurance claim.

2. Filing the Insurance Claim

Once the damage is assessed, the next step is filing an insurance claim. Here’s how to proceed:

  • Contact Your Insurance Company: Notify your insurance provider about the damage. Provide them with the details of the event and the extent of the damage.
  • Submit Documentation: Provide the documentation prepared by Fortenberry Roofing, including photos and a detailed report of the damage.

3. Insurance Adjuster Inspection

After filing the claim, your insurance company will send an adjuster to inspect the damage. Fortenberry Roofing will work directly with the adjuster to report all damage accurately. We’ll provide them with our assessment and be present during their inspection to answer any questions.

4. Claim Approval

Your insurance company will review the claim once the adjuster’s report is submitted. They will determine the extent of the coverage and approve the necessary repairs. This can take some time, but Fortenberry Roofing will stay in touch with you throughout the process to keep you informed.

5. Roof Repair or Replacement

After the claim is approved, Fortenberry Roofing will begin the repair or replacement process. Here’s what to expect:

  • Scheduling the Work: We’ll work with you to schedule the repairs at a convenient time.
  • Quality Materials: As a GAF Master Elite® contractor, we use only the highest quality materials to ensure your roof’s longevity and performance.
  • Professional Installation: Our team of experienced professionals will complete the work efficiently and to the highest standards, ensuring your roof is restored to its best condition.

6. Final Inspection and Approval

Once the work is completed, a final inspection will be conducted. Fortenberry Roofing will ensure everything is done correctly and to your satisfaction. We’ll also provide any necessary documentation to your insurance company to finalize the claim.

Why Choose Fortenberry Roofing?

  • Local Expertise: With over 25 years of experience serving the MS Gulf Coast, we understand the unique challenges of our region’s weather.
  • Proven Track Record: Our high ratings on Google reflect our commitment to quality and customer satisfaction.
  • Comprehensive Services: From initial assessment to final inspection, we handle every step of the process.
  • GAF Master Elite® Certification: This certification places us among the top 2% of roofing professionals nationwide, ensuring you receive the highest quality service and materials.
  • Are you prepared to handle the insurance process if your roof sustains damage?
  • How confident are you in your current roofing contractor’s ability to work with your insurance company?
  • What steps can you take to ensure a smooth and efficient insurance claim process?


Navigating the roofing contractor insurance process can be challenging, but with Fortenberry Roofing by your side, you can rest assured that you’re in good hands. Our expertise, dedication, and comprehensive service make us the ideal partner for handling your roofing needs and working with your insurance company.

For more information on how we can assist with your insurance claim or to schedule an assessment, contact Fortenberry Roofing today. With our expert roofing solutions, we can help you protect your home and streamline the insurance process.